Who we are
At LownME, we make the mortgage process simple and stress-free for homebuyers and homeowners across California. As an independent mortgage broker, we shop multiple lenders to find competitive loan options that genuinely fit your goals.
Our team believes in clear communication, fast responses, and guidance you can trust—whether you’re buying your first home, refinancing, or investing in property. We’re proud to serve clients statewide with transparency, efficiency, and a personal touch.Your goals come first. We’re here to help you move forward with confidence.
What Your Neighbors Are Saying
Our Leadership
Steve Jacobson
CEO
Len Krupinski
Chief Operations Officer
Scott Fletcher
Chief Credit Officer
Todd Gavinski
Chief Financial Officer
A Brief History of #lownme
The Beginning
LownME was founded with a mission to simplify mortgage lending for Californians. During these early years, the brokerage built trust through personalized guidance, transparent communication, and strong support for first-time homebuyers.
Expansion & Innovation
LownME expanded its lender network, introduced more loan programs, and began serving clients across all of California. This period also included the rollout of FHA, VA, jumbo, and investment property solutions to meet growing demand.
Modernizing the Mortgage Experience
The company launched a streamlined digital pre-approval process and strengthened partnerships with real estate professionals. Educational resources and client tools were enhanced to provide a smoother, more informative experience.
Growth With Purpose
Today, LownME continues to support homebuyers, homeowners, and investors statewide—offering competitive mortgage options, honest guidance, and a commitment to transparency at every step.
Careers at lownme
Whether you’re buying your first home, refinancing, or investing in property, LownME makes the mortgage process simple, fast, and transparent. Our experts are ready to guide you every step of the way.